The KIEDC
800 Club
Credit Collective
An exclusive Reciprocating Financial Network (RFN) that puts your 720+ credit score to work — deploying up to $250,000 per member into bank instruments, trade platforms, and real asset projects in Zambia — and returning 2× your investment upon the liquidity event. Your credit investment does not interfere with personal purchases.
How It Works
The RFN 5-Step Investment Cycle
From your credit score to a 2× return — a transparent, contractually governed, five-stage process. No money out of pocket.
Pull your 3-bureau credit report using the link below. You must have a 720+ credit score, no derogatory credit, and utilization under 30%. Download the report, sign the Credit Investor Contract, and email both to Info@KIEDC.com.
The Managing Member acquires up to $250,000 on your behalf via lines of credit, cards, and installment loans. All funds belong to the company for the designated investment. Your credit is protected by Credit Insurance provided by CDMI.
All investments are aggregated and proceeds are used to acquire a bank instrument with a minimum face value of $3 million from a qualifying financial institution.
The instrument is monetized and placed on a trade platform. All debt servicing, fees, and payments are covered in full by the Managing Member (Party B). Your credit is never at risk.
Upon trade platform monetization, all initial debt is retired and you receive 2× your initial funding amount. Upon successful completion, you have the opportunity to reinvest and compound your returns.
Agreement Structure
Your Contract, Clearly Stated
A 1-year renewable Credit Investor Agreement governs the full cycle. Here is exactly what each party commits to — no fine print surprises.
The Return Mechanism
Your Path to a 2× Return
Every dollar of your credit moves through a four-stage capital chain — traceable, contractual, and with zero out-of-pocket cost to you.
The Managing Member leverages your 720+ credit to acquire up to $250,000 through lines of credit, credit cards, and installment loans — all covered by CDMI Credit Insurance.
Aggregated investor funds are used to acquire a bank instrument with a minimum face value of $3 million — the foundation of the monetization strategy.
The bank instrument is monetized and placed on a trade platform. All additional capital raised here funds the liquidity event. Party B covers all costs and debt servicing.
All initial debt is retired. You receive two times your original funding amount. Your credit score is now near perfect — and you keep all financial relationships established for you.
Featured Investments
Real Assets in Zambia
The KIEDC 800 Club's credit infrastructure funds three long-horizon, high-impact real asset projects on KIEDC-managed land in the Republic of Zambia.
in Zambia
in Zambia
in Zambia
Membership Tiers
Your Credit Score Is Your Equity Investment
- Personal Guarantor status
- POA credit management by Party B
- All debt serviced — zero out-of-pocket
- Credit insurance provided by CDMI
- Credit built toward 800+, free
- Proportional 2× return share
- 1-year renewable term
- All Bronze benefits
- Priority funding deployment
- Credit built toward 820+
- Quarterly investment reports
- Enhanced 2× return distribution
- Steering Committee voting right
- Reinvestment priority access
- All Gold benefits
- Maximum $250K funding
- Credit built toward perfect 850
- Board-level governance rights
- Co-developer project privileges
- Top-tier return allocation
- First-priority reinvestment rights
Why Now
Four Forces Aligning Right Now
The market conditions, the credit pool, and the project infrastructure are all ready. First movers capture the best economics.
Over 18 million Americans hold qualifying credit scores yet have never pooled their creditworthiness for institutional-grade returns. The KIEDC 800 Club is the first organized platform to unlock this collective advantage.
Gold prices and voluntary carbon markets are both surging. KIEDC 800 Club credit lines fund the development phase of Zambian gold mining and carbon credit projects targeting $250B+ in combined market value.
The trade platform mechanism delivers 2× return on your initial funding — with zero money out of pocket. Upon completion you keep all financial relationships built, and you can reinvest for compounding cycles.
Party B builds your credit toward a perfect 850 — removing inquiries, clearing derogatory marks, and establishing premium credit relationships — all at no cost to you. A permanent wealth asset that outlasts the investment cycle.
Get Started
3 Steps to Join The KIEDC 800 Club
The entire application process takes less than 30 minutes. No money required — just your credit score and your signature.
Use our secure IdentityIQ link to pull your 3-bureau credit report. You'll need a 720+ score, no derogatory marks, and credit utilization under 30%. Download the report — you'll attach it in Step 3.
↗ Pull Credit ReportDownload the KIEDC Credit Investor Contract below. Read it carefully, complete all fields, sign, and date. This is your binding agreement with KIEDC as the Managing Member under the RFN program.
↓ Download AgreementNeed help? Email Info@KIEDC.com
Email your signed Credit Investor Agreement and your downloaded 3-bureau credit report to Info@KIEDC.com. A KIEDC representative will follow up within 48 hours to confirm your onboarding.
✉ Send to Info@KIEDC.comOr visit: www.kiedc.com/The-KIEDC-800-Club
Ready to Put Your
Credit Score to Work?
Your 720+ credit score qualifies you for up to $250,000 in deployed capital and a 2× contractual return — with no money down, all debt serviced by KIEDC, and your credit score only going up.
Questions? Email Info@KIEDC.com · Visit www.kiedc.com/The-KIEDC-800-Club
This is a private investment program. Participants serve as Personal Guarantors under a legally binding 1-year Credit Investor Agreement with Kingdom International Economic Development Corp (KIEDC), PO Box 330571, West Hartford, CT 06133-0571. All investments carry risk. Credit Insurance is provided by CDMI but does not guarantee returns. Please review the full Credit Investor Contract before signing. KIEDC is not a registered investment advisor. Past performance does not guarantee future results.
